Developing Goals for Your Financial Future

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These days, you might feel like you’re climbing a slippery slope and that your paychecks just don’t seem to be making much progress up the hill. You may even be slipping backwards, sucked down by rising expenses. But there’s good news! If God has numbered even the hairs on your head, He certainly cares about the numbers in your checkbook.

Praying for His wisdom, along with financial management and planning, can break the cycle of debt and increase your wealth over time—even if you’re starting out with very little. But if you never take time to explore your options, you’ll never know what’s out there that could make an incredible difference in the future for you or your family.

The Bible teaches us, “Know where you are headed, and you will stay on solid ground” (Proverbs 4:26, CEV). If you were going to spend a year at sea on a boat, it would take planning. So would building a sports team or running for public office. Almost everything worthwhile requires some level of planning. Achieving financial success is no different. It requires specific goals and a plan for achieving them.

For starters, even if you have a steel trap for a mind, life’s distractions make it tough to remember, work towards and achieve your goals if they’re not written down. Financial goals written on paper have more impact than those that stay in your head.

Written goals feel official and undeniable. They are harder to rationalize away. Furthermore, they are easier to modify and refer back to when things get tough. Know where you are headed and you’ll stay on firm financial ground, with the Lord as your guide.

If you aim at nothing, you’ll end up nowhere with nothing. Do you really want to allow chance or other people to dictate your financial future? Do you want to passively accept what the world throws at you and pretend you can’t change a thing? You might find yourself up the proverbial creek without the proverbial paddle. Don’t leave yourself vulnerable when it’s in your power to make a difference!

Angelia White decided to step out on faith with her dream of creating a lifestyle magazine for today's inspiring woman. One thing is certain: she is illuminated by her passion for life, encouraging change and inspiring women to live, dream and inspire their ways to greatness! She is definitely a woman on the move! Connect with Angelia on Facebook - and Twitter -, @angeliawhite, or visit


  1. LeadHership

    September 23, 2010 at 12:07 pm

    I love the idea of writing them down. Not only does that help me with accountability, but there's an undeniable sense of gratification with crossing out what's been attained. Technology is great, but theyve yet to usurp the good vibe I get with a written list & penciled check marks! Thanks for this post!

  2. Susan Shipe

    September 24, 2010 at 11:49 am

    Write it down! Good advice… I love to look at lists I've made and cross off items or realize that more work is needed.

  3. Andrea Griggs

    November 22, 2010 at 6:46 am

    Thanks for wonderful advice.

  4. Andrea Griggs

    November 22, 2010 at 6:46 am

    Thanks for the wonderful advice.

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